Financial Assistance for Bipolar Disorder
NDIS for people with Bipolar Disorder
The highs and lows of Bipolar Disorder can make it difficult to find balance in everyday life, but you’re not alone on this journey. In Australia, there are many resources, treatments, and communities available to support residents who are managing this disorder.
In Australia, there are many options for financial assistance for Bipolar Disorder through the National Disability Insurance Scheme (NDIS) for therapies, personal care, and community support. The Disability Support Pension (DSP) can provide income support, while Pharmaceutical Benefits Scheme (PBS), and Disability Employment Services (DES) are also available.
Whether you’re newly diagnosed or have been living with it for years, understanding the available supports and strategies can make all the difference. At Maple, we’re here to provide guidance, tips and insights into the services that can help you live life to the fullest while managing Bipolar.
Living with Bipolar Disorder can be challenging, and it often affects many aspects of a person’s day-to-day life.
Mood swings and productivity
Bipolar Disorder is characterised by extreme mood swings, ranging from manic episodes to depressive episodes, which can make it hard to maintain consistency and balance. During a manic phase, someone might feel overly energetic and take on too much, while in a depressive phase, even simple tasks like getting out of bed can feel overwhelming.
Impact on concentration and relationships
Work or school can become difficult when mood changes make it hard to concentrate or stay motivated. Relationships can also be impacted—manic episodes may lead to impulsive decisions, and depressive phases can cause someone to withdraw from loved ones. The ups and downs can be confusing for both the person experiencing them and those around them, making communication and understanding all the more important.
Energy levels and sleep cycles
Energy levels can vary drastically, too. One day, someone may feel like they can take on the world, but the next, they might struggle just to get through the day. Sleep can also be disrupted, with manic phases causing sleepless nights and depressive episodes leading to oversleeping and insomnia. These sleep patterns can further complicate everyday life and add to feelings of exhaustion.
Financial stability and routine
Bipolar Disorder can also lead to impulsive behaviours, especially during manic episodes, which might cause financial strain or other difficulties. But with the right support—whether it’s therapy, medication, or simply having a strong routine—many people with Bipolar can find stability and live fulfilling lives. It’s about having a good plan in place and understanding that it’s ok to ask for help along the way.
In Australia, we’re fortunate to have several bipolar financial assistance options to help people living with the disorder. This assistance can help with medical needs, daily living and overall well being. Here’s an overview of the main sources of bipolar financial help:
National Disability Insurance Scheme (NDIS)
The NDIS offers funding for people living with permanent and significant disabilities, including Bipolar Disorder if it substantially impacts daily functioning. It provides funding for essential services, therapies, and supports to improve quality of life. Eligibility for NDIS support requires that the condition substantially affects your ability to manage day-to-day activities. An assessment will determine the level of support needed, based on the severity and impact of the disorder, ensuring that you receive tailored assistance for your specific needs.
Disability Support Pension (DSP)
The DSP is available for people whose Bipolar Disorder significantly affects their ability to work. The DSP provides ongoing financial aid for bipolar disorder to help cover living expenses. Eligibility is determined through a medical assessment and considers the severity of the condition.
Pharmaceutical Benefits Scheme (PBS)
The PBS can subsidise the cost of medications prescribed for Bipolar Disorder, including mood stabilisers and antidepressants. This can significantly reduce any out of pocket expenses for essential medications, making treatment more affordable.
State based and Non-Profit support
Many states offer additional bipolar financial aid programs, and non-profit organisations such as Beyond Blue and SANE Australia provide support services, including financial counselling, grants, and emergency relief for people experiencing mental health challenges.
NDIS funding can provide essential support for people living with Bipolar Disorder, helping them manage daily life and improve their well-being. It can cover access to therapy and counselling, offering emotional and behavioural support through mental health professionals. The NDIS also funds assistance with daily living tasks, like personal care, meal preparation, and household chores, which can be especially helpful during depressive or manic episodes.
NDIS support extends to social and community participation, providing a support worker to help you engage in activities and reduce isolation. For those facing challenges in work or education, the NDIS can fund vocational training and job retention support.
Additionally, assistive technology, such as tools to track mood changes or medication reminders, can be funded. A Support Coordinator can also assist in managing NDIS plans and accessing necessary services, ensuring a more stable, independent, and fulfilling life for people living with Bipolar.
At Maple, we have seen first hand the challenges that people living with Bipolar Disorder face, and we consistently provide the support you need to navigate those ups and downs. Our team is dedicated to helping you manage your condition in ways that enhance your well-being and get you back on track to a rich and fulfilling life.
We can offer guidance in securing financial help for bipolar disorder in the form of NDIS funding to access essential services and our compassionate team will work closely with you to create a tailored plan just for you. We also provide ongoing support to ensure your care plan evolves with you, making sure you feel heard and empowered at every step.
At Maple, we believe in offering more than just services—we’re here to be your partner in achieving stability, independence, and a life well lived.
The Maple Commitment
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